Ease and convenience have been the main factors that propelled ride-sharing applications Uber and Lyft into what they are today: dominators of ride-hailing, not only in the United States but also worldwide.
What kind of insurance do Uber and Lyft drivers have?
Since drivers work for long hours a day, safety and insurance policies had been in talks and have been implemented by the two ride-sharing services. For starters, Uber and Lyft require their drivers to have their own car insurance first, before becoming accredited drivers.
The two ride-sharing companies also provide certificates of insurance to their drivers, providing them with a comprehensive insurance policy that depends on certain circumstances.
This is in addition to the three-part insurance plan that both Uber and Lyft provide their drivers and passengers, which notes that drivers that have their Uber or Lyft app turned off while driving is only covered by their own policies. Moreover, drivers who have their app turned on, or on driver mode, but have no passengers are covered by liability insurance of $100,000. Insurance claims $1,000,000 applies from the moment a driver accepts a passenger ride request until the passenger leaves the vehicle.
Insurance policies vary between these companies as well. Uber has since partnered with Allstate, Farmers Insurance, James River Insurance, and Progressive for their policies. Lyft, on the other hand, has since extended their policy reach to all 50 states, even in Toronto, Canada.
What should a ridesharing driver do after an accident?
Make sure everyone is safe. Once you have checked yourself for any personal injury, check on your passengers. Depending on how fast you are going, you or your passengers may experience whiplash. Take note of all symptoms or health issues that you and your passengers may have.
Call 911. Informing a police officer will be beneficial, as they are trained to collect crucial information.
Collect insurance information. You are required by the ridesharing company to collect insurance information, so make sure to take note or snap a picture of the license plate of the other vehicle, as well as the other driver’s license.
Document your experience. It is important to record your experience as long as you can still remember all the details. It would help to use a camera or an audio recorder to do this.
Report the incident to your ridesharing company. Give them a detailed record of the accident. There is a possibility that your account will be temporarily suspended until they are sure that your car is working and safe to be driven around again.
If involved in an Uber or Lyft accident, you can best protect yourself by calmly documenting what has happened:
- Record your driver’s name, phone numbers, and email, and auto insurance details>This may be done more easily with a smartphone by taking photos of the driver’s license and insurance card, then also noting phone number and email.
- Record the name, phone numbers, and email of the driver(s) of other vehicles involved in the accident, as well as their auto insurance details
- Record names, phone numbers, and email of any eyewitnesses
- Photograph the Uber or Lyft vehicle, and other vehicles involved in the accident, as well as the accident scene
- Save a screenshot of your ride receipt
- Contact the police to file an official report
- Accept and obtain medical assistance for any injuries
- Having this information will prove valuable if you subsequently suffer from medical issues resulting from the accident and need to consult a personal injury attorney.
The problem with filing any legal action, especially wrongful death, will be to determine who is primarily at fault. The wildfires have been blamed on everything from climate change to bad forest management, which allowed flammable dead trees and wood debris to remain scattered about, tinder waiting for ignition. Even the practice of building homes too close to forested areas are cited as a cause. Wrongful death actions by bereaved relatives will be of particular interest.
When lives are disastrously changed because of a death caused by the negligence of another party, regaining of damages can’t sufficiently reimburse the loved ones left behind. If you are searching for the very best attorneys, you have found the right law firm. We have the compassion and forceful advocacy to win, which are the foundations of our representation.
Wrongful death cases allow victims to seek compensation from the neglectful party. Family members who are entitled to a wrongful death lawsuit include a spouse and surviving children.
Who can bring a wrongful death lawsuit under Arizona law?
Wrongful death actions are brought by a family member such as the deceased’s spouse or the deceased’s children. If there is neither a surviving spouse nor any surviving children, other next of kin that is entitled to bring a wrongful death suit include parents, siblings, nieces, and nephews. If the deceased was a child, parents and siblings are entitled to bring a wrongful death suit. If there is neither a surviving spouse nor any next of kin, the deceased’s estate itself can bring a wrongful death action.
What types of compensation are available?
Wrongful death damages include:
- Loss of companionship
- Loss of services
- Loss of future income
- Loss of consortium
- Medical expenses
- Past lost wages
- Pain and suffering
- Physical disability
- Property damage
How are damages awarded if there is more than one person entitled to recover?
After damages are awarded by either a jury or judge, the judge will determine what amount will be received by each entitled family member. This determination is based primarily on the closeness and quality of the relationship with the deceased family member.
Although no money in the world can bring back your loved one killed in a wildfire, you’re entitled to financial compensation for your emotional trauma, grief, funeral expenses and other losses and damages associated with the death. Wildfire claims involve complex litigation, and a wrongful death lawsuit is the last thing any company would want, which is why negligent parties and their insurance companies may attempt to meddle with the investigation to avail themselves of the liability and/or minimize the compensation. With the help of an experienced wrongful death attorney, you can ensure that your case is being properly handled to get you significant compensation for your losses and damages.
On the half-mile stretch of pavement, from 27th Avenue, just north of Bethany Home Road, six people were killed from 2010 to 2017. Four others were seriously injured, according to state Department of Transportation data. There’s no one reason that cars hit pedestrians. People may make a choice to step into a lane – one of the reasons is intoxication. Drivers may make a choice to look away from the road.
But interviews with safety experts and an Arizona Republic analysis of 12,000 pedestrian injuries and deaths chronicled in state collision data reveal two common factors. Both are as much about the design of the roads as the decisions of the people. Most pedestrians who are killed are hit when they cross outside a marked crosswalk, the area commonly referred to as “midblock.” And most pedestrian deaths happen on stretches of road designed to encourage higher speeds. Dozens of cities across the United States have begun redesigning their streets in response to surging pedestrian death rates in recent years, setting a target of zero roadway deaths. But in Arizona, there’s almost no commitment to that goal.
Smartphones, responsible for the death of thousands of pedestrians in the United States?
Nothing is safe yet, but the statistics are in any case formal. Since 2010, the number of Americans killed in accidents, mostly traffic, while they were just pedestrians, has increased dramatically. Four times more than the increase in the number of passengers or motorists who died in accidents.
The smartphone, responsible for the death of thousands of pedestrians?
All over the United States, road mortality continues to increase, although our country aims to “zero dead” on the road, especially with the arrival of autonomous and semi-autonomous cars.
The American authorities are in any case questioning the responsibility of smartphones in this slaughter. Attention, that it is not misunderstood, it is not envisaged here that the pedestrians are responsible for their own death, because they would watch their smartphone while walking, even if it is a proven risk of accident. The statistics are clear: more and more pedestrians are being hit by cars at night, on the road. Only one in five pedestrians involved in a traffic accident was at a crossroads, a junction, a pedestrian crossing.
Pedestrians mowed by motorists while looking at their phones
The association in charge of Road Safety in the United States decided to analyze all accidents that occurred in the US during the first six months of 2016, in order to analyze more precisely what is the cause this unprecedented increase in the number of dead pedestrians. The result of this study will be made public later this year.
When you or a loved one is seriously injured in an accident or due to another’s negligence, it is important that you seek quality representation from a dedicated legal staff. Our attorneys understand that the legal process can be daunting and overwhelming. By interviewing any witnesses, ensuring that your injuries are well documented, and standing up for you in front of insurance companies, we make sure that your case is thoroughly handled.
If you or a loved one has been injured in an accident that was caused by someone else’s reckless behavior, we can help you file a claim in pursuit of maximum compensation.
In a personal injury case, you may be entitled to receive compensation for your medical expenses and lost wages, as well as punitive damages for your pain and suffering. Additionally, if you suffered the tragedy of losing a loved one in an accident caused by negligence, you can pursue compensation and justice in a wrongful death claim.
It is important to remember that in Arizona, most personal injury claims must be filed within two years from the date the injury took place. Do not delay in securing the legal representation you need!
Calculating Your Personal Injury Settlement
Suffering a personal injury can have devastating, long-lasting effects. Recovering from physical pain is only the tip of the iceberg. Rehabilitation, loss of wages from missed work, loss of personal property, disruption of your daily life, stress and worry all weigh heavily on victims. It is the magnitude of the sum total of all of these factors that must be considered when attempting to quantify the amount of personal injury compensation.
Special Damages – Bills and Financial Costs
While every case is different, courts and insurance companies both must use some sort of equation to determine how much a personal injury claim payout should be. In order to find the right number, they must gather a straight-forward, objective list of all expenses incurred from the injury first, then add in the more subjective factors to arrive at the final compensation amount.
The first part of the equation is simple. A sum total of every provable financial expense that was a direct result of the accident or injury is calculated. This number usually includes, but is not limited to:
- Medical Bills
- Damaged or Lost Property
- Cost of Medication
- Hospital Stay
- Lost Wages
- Cost of Medical Equipment
- Expenses Paid Out of Pocket
Once these items are added together, that gives you a starting dollar amount. These items are the first half of your overall Damages. Some courts refer to these quantifiable dollar amounts as Economic Damages, Medical Special Damages or even just “Specials.” This number is straight-forward and easy to prove.
General Damages – Pain and Suffering
The other half of the equation is harder to pinpoint because of it more difficult to assign a dollar amount to emotional turmoil and pain and suffering. The term General Damages encompasses all of the more subjective sufferings as a result of your injury. These General Damages can include:
- Emotional Turmoil
- Physical Pain
- Disruption of Daily Lifestyle
- Loss of Enjoyment
- Loss of Consortium
- Recklessness or Gross Negligence (for injuries resulting from another party)
Each Case Is Different
It is important to note that every case is different and many insurance companies will not want you to know that they are using a formula like this one to calculate your payout. It could work to your benefit to have this information, but not share it so the other party will not know if you value your own multiplier as less than they would.
Your best bet is to hire a Personal Injury Lawyer who can help you gather the information you need to accurately calculate and argue for your highest compensation payout.