Every year, an estimated six million car accidents occur on roads and highways throughout the United States. More than 125,000 car accidents happen in Arizona alone. If you’re unfortunate enough to be involved in a car accident in Mesa, AZ, having a basic understanding of how compensation works can help you navigate the process. At Schenk Podolsky, your personal injury lawyers, we are here to assist you through the hardest of circumstances when it comes to car accidents. Let’s take a look at the basics of car accident compensation in Mesa, AZ.
Compensation for Medical Bills and Other Expenses
If you are injured in a car accident, or if your vehicle is damaged, you may be eligible for compensation to cover medical bills and other related expenses. This includes both bodily injury and property damage claims. In Arizona, drivers are required to carry both Bodily Injury Liability (BIL) insurance and Property Damage Liability (PDL) insurance. These two types of coverage provide protection against financial losses due to an accident. If you get injured in a car accident, you might not be able to work, which means you can expect some lost wages. When looking for a car accident lawyer in Mesa, AZ, ensure that they have years of experience so the last thing you will have to worry about is the financial burden of a car accident.
Bodily Injury Liability (BIL) Insurance:
BIL provides compensation for medical bills and other costs related to injuries caused by another driver’s negligence or lack of reasonable care while driving. It also pays for lost wages if the injured party is unable to work due to their injuries.
Property Damage Liability (PDL) Insurance:
PDL provides compensation for repairs or replacement costs for vehicles damaged in an accident caused by another driver’s negligence or lack of reasonable care while driving.
Other Types of Compensation Available:
Depending on the circumstances surrounding your accident, there may be other types of compensation available such as pain & suffering damages or punitive damages. Pain & suffering damages are intended to compensate victims for physical pain & emotional distress caused by an accident that was not their fault. Punitive damages are intended to punish a defendant if their actions were particularly egregious or reckless. These types of damages should only be pursued with the advice of experienced attorneys such as Schenk Podolsky, who are extremely familiar with personal injury law in Mesa, Arizona.
Understanding how car accident compensation works is essential if you’ve been involved in an accident in Mesa, AZ. Knowing what type of coverage you have and what kind of financial assistance is available can help make sure that all necessary expenses are covered and that you get back on your feet as soon as possible following an accident. If you have any questions about how car accident compensation works in Mesa, AZ it’s important to speak with an experienced attorney who can advise you on your best course of action moving forward from here. Call Schenk Podolsky today at: 480-757-5000 and let us help you with all of your car accident compensation claims!