Minor Workplace accidents can leave a big impact on your business. Between the paper works, medical bills, productivity, all the workers’ compensation paperwork, and the low morale the costs are high. Preventive measures are the best way to avoid an injury. Re-invent your workspace with some of the following tips and protect your workforce.

Incorporate a safety and wellness plan

Effective prevention program can be an environmental-work solution and a foundation for safe work. A plan needs to cover all levels of employee safety and health with the encouragement to report hazardous practices and sometimes behavior. The wellness plan for your employees will have a positive impact on a relationship among the people.

Conduct-pre-placement physicals

Some types of accidents are caused by inexperience and the inability to physically perform the position required. Screening applicant can help you determine your location matching physical capabilities that are needed.

Educate employees and management staff

Continually representation of a safety standard among employees and management can help them slowly process workplace safety on another level. Train employees about the importance of following safety measures as often as possible. Some extra workout can help body mechanics to reduce strain injuries, and keep employees safe during lifting and moving (if the job requires physical work)!

Research safety strategy for your type of business

Every niche is different. Every company is unique. There are no universal safety features for all the businesses out there.  Pay extra attention to common accidents and try to develop strategies to keep these setbacks from happening.

Provide protection equipment

Personal protection equipment is very important; it should be present at hiring and meetings. With little extra monitoring, you can make this work.  Take time and teach your employees how to properly manage goggles, face protection, hats, gloves, earplugs and safety shoes.

Have adequate staffing levels

More often, overtime hours are always out there, because of low staffing levels. Overworking is a double-edged sword and employees may suffer from exhaustion and cut corners to meet or exceed output. Hiring seasonal staff or part-time staff could help prevent accidents due to exhaustion.

Shortcuts are the wrong cuts

An accident can happen to anyone occasionally. The employee can skip steps to complete a job ahead of schedule. Make sure all instructions are clear and organized to prevent undue mishaps in the workplace.

Maintain all company  vehicles

60 billion dollars per year is the sum that employers collectively pay per year according to the Occupational Safety and Health Act. Maintenance should include monthly inspections and repairing vehicles as soon as possible.

Monitor Safety measures

After initial training, try to reinforce safety measures when the opportunity arrives. Staff meetings, educational seminars, supervision, etc. Reward employees who abide by setting standards as a good example.

Keep an orderly workplace

Poor housekeeping can cause serious health issues and safety hazard. Hygiene prevention is always required. The layout of the workplace should have adequate footpath markings, be free of debris, and stations for cleaning up spills.

Liability Car Insurance Arizona

The state of Arizona has a unique condition regarding the legal requirements. The driver must have financial responsibility for damages that may occur during the accident. One of two forms needed is proof of liability insurance or Certificate of deposit of  $40,000 assigned to the Office of the Arizona State Treasurer. This proof is required as you became the citizen of Arizona.

Arizona residency is determined by the following:

  • Working in the state of Arizona
  • Being in Arizona for at least 7 months in one calendar year
  • Registering to vote in Arizona
  • Owning a business in Arizona with in-state vehicle
  • Paying in-state tuition for yourself or your children

Optional types of coverage can save you money, in addition to liability insurance. Arizona car insurance to provide this offer!

Proof of Financial Responsibility

In the state of Arizona, you must prove your financial responsibility, meaning you must have money covering the possibility of an accident. If you are caught driving without proof of car insurance, you can get a minimum $500 fine and license/registration suspension for three months. Subsequent violations may result in I higher penalties.

Liability Insurance

You must carry liability insurance to prove your financial responsibility through auto insurance.

Liability insurance helps you pay for damage to others (Property and injuries )in an accident for which you are found at fault.

Liability Coverage in Arizona:

  •    Bodily injury coverage:

o    $15,000 per person.

o    $30,000 total per accident.

  •    Property damage coverage:

o    $10,000 per accident.

If you determine that you need great auto insurance, you can increase your limits and add optional coverage.

Self-Funded Insurance option

You can assign deposit (CD) account to the Office of the Arizona State Treasurer, opt out your insurance by keeping $40,000 in a certificate of that deposit you can get more information by contacting the Arizona State Treasurer’s office at (602) 542-7800.

Optional Car Insurance in Arizona

Insurance agents can offer you a variety of optional insurance coverage types that provide further protection:

Common types include:

  • Fee for Damages to your vehicle that you cause-collision coverage
  • Fee for Damages to your car caused by external factors like theft, whether or wildlife- comprehensive coverage
  • Fee for Damages or injury caused by drivers without auto insurance, or whose insurance limits do not cover your costs –  Uninsured & underinsured motorist coverage.
  • Additional coverage to pay medical expenses- Medical payments coverage
  • Additional fee if you need to rent a car after an accident- Rental reimbursement coverage
  • Pays for repairs and replacements to your windshield and other glass-  Full glass coverage
  • Collision Coverage and comprehensive coverage may be required if you are leasing or financing your car!

 Arizona proof of Insurance:

  • Your car is registered in Arizona.
  • A police officer stops you.
  • You are involved in a car accident.

Accepted forms of proof of insurance:

  • Auto insurance policy copy
  • An image of your insurance card on a mobile device
  • An insurance card from your Arizona car insurance company.

Medical Misconduct Must Be Properly Reported

Mistakes (or carelessness) in treatment and unsafe practices at health care facilities can have a colossal impact on patient welfare and the overall efficacy of the health care system. Patients are completely at the mercy of this system to care for them in their hour of need. So, It is important that any mishaps be properly reported so that regulatory boards can reduce the likelihood of future errors by and limit the practices of repeat offenders.

First and foremost, all medical errors should be reported to a state’s medical complaint board. Keep in mind that the process of filing a report and the subsequent proceedings vary significantly by each state. Essentially, the patient seeking to report mistreatment will fill out a form identifying all of the relevant parties and describing the mistake that occurred, as well as any harm that resulted from it.

The purpose of filing a report with one’s state medical complaint board is to provide the professional medical community with information that a doctor or hospital is not meeting the standards of the profession. But a patient might also want to notify the general public of the mistake so other patients under the same care can avoid the doctor or hospital.

Now, when it comes to the information needed to file a report, a patient does not need to submit a medical opinion clearly indicating that a mistake was made in order to file a report when something goes wrong in the provision of care. When a patient believes that a mistake was made, a report should include as many details and as much firsthand information as possible but leave out medical jargon if possible.

Just because a state board may agree with your report doesn’t mean you will win a malpractice case. It is critical to understand that filing a report does not initiate a medical malpractice lawsuit in case you do eventually plan on filing. A report filed with the state board can only affect the ability of the doctor or hospital in question to continue practicing medicine. The true purpose of the report is not to compensate the patient for harm caused as a result of the mistake, but to prevent it happening to others.

What To Do After A Truck Accident?

 

  When involved in an accident that involves a large commercial truck or another large industrial vehicle, it can be a horrific experience for everyone involved, no doubt about it. The victim struck by the large commercial vehicle can be severely injured or killed due to the size and mass of the truck. If you or your loved one was involved in such an accident, let us help you navigate the legal process and what to do.

  For victims of a truck collision, the scene of the accident can be overwhelming. With so much happening you can forget what you need to do. But keep in mind, it’s important not leave the scene immediately, but of course, stay put until police or other authorities have arrived. Particularly in collisions where someone is injured or killed, it may be a criminal offense to leave the scene without reporting the accident.

  Never try to move from your vehicle if you are injured in an accident, but instead wait for first responders to arrive so you don’t injure yourself further. If someone else has been injured in an accident scene, don’t move them until first responders arrive, unless of course an imminent threat requires moving them. Immediately call 911 for police and medical assistance after checking to see if anyone is hurt.

  Without revealing any details about your insurance policy or admitting fault to anyone other than your insurance provider, be sure to collect the following information:

  • Names of drivers or nearby witnesses along with their phone numbers, addresses, email addresses, and insurance information.
  • Be sure to obtain details of both the truck driver and their employer.
  • Location of the accident.
  • Take photos of the accident scene and all vehicles involved. Any damage shown, TAKE A PICTURE.
  • Police report number, phone number, and the officers’ name and badge number.

  While seeking medical attention from any injuries sustained by the accident, document all names, dates, and specialties of any doctors, specialized medical practitioners, or chiropractors that you seek treatment from. Compile the bill for all your medical expenses.

  If you or your loved one has been injured in a commercial truck accident, you must seek the help of an attorney with ample experience handling truck accidents. They will know all about the detailed federal and state regulations that trucking companies must comply with. If you want to win a truck accident claim and get the peace of mind you deserve,  you’ll need a lawyer who has a thorough understanding of the laws and regulations that may apply to your case.

A wrongful death claim is based on a statute, that permits a civil lawsuit by the heirs of a person who was killed by another person or entity’s wrongful or negligent act. This article discusses what a plaintiff must need to prove in order to win a wrongful death case based on a defendant’s alleged negligence. But what is considered a “wrongful death”? Well, negligence is considered a Wrongful Death Case.

Although the damage done in a wrongful death case will be different from those available in a standard negligence case, a plaintiff will always need to prove the same elements in either kind of lawsuit. These elements include duty, breach of duty, causation, and damages.

Proving Duty

For a defendant to be liable for negligence, the defendant needs to have owed the decedent a duty of “due care.” Though the exact definition of due care will vary depending on the facts of the case, it is essentially the duty of the defendant to do something to keep another person safe or refrain from causing harm to another person. In a wrongful death case, it’s the judge, not a jury, that will decide if the defendant owed a duty of due care.

Proving Breach of Duty

If a duty is determined to exist, the plaintiff must present all evidence that the defendant breached that duty. Let’s say the plaintiff presents evidence that the defendant was not paying attention to the road when they struck the decedent. Failing to pay attention to the road is not something a reasonably prudent driver would do, and by doing so, they breached the duty of due care in this particular situation.

Proving Causation

The plaintiff then needs to prove that the breach of duty actually caused the decedent’s harm. Using the same example above, the plaintiff must prove that it was actually the defendant’s car that struck the decedent and not some other vehicle.

Proving Damages

Along with breach of duty and causation, the plaintiff must finally prove that the decedent actually suffered damages. In a wrongful death case, if breach of duty and causation exist, damages will be presumed for obvious reasons.

Swimming Pool Liability

 

Pool owners, whether public or private, are prone to face potential liability if a swimmer or visitor is ever injured. Though the owner is not automatically liable for any injury that occurs in or around the pool, it never hurts to know the laws and other factors affecting when liability for a pool injury does and does not exist.

Premises Liability Rules

First of all, premises liability law is the body of law which makes the person who is in possession of land or premises responsible for certain injuries suffered by persons who are present on the premises. Due to a pool is a part of the property it’s located on, premises liability rules will typically apply in a pool injury lawsuit.

This law refers to three types of “entrants” on the premises (trespassers, licensees, and invitees) and how the owner is responsible for each type of entrant. Of course, whether the pool is public or private, the owner’s first duty within the law is to make the pool area reasonably safe.

Child Trespassers

Now you may wonder how a pool owner is responsible if a trespasser becomes harmed in their pool. This applies to trespassers who are the age of a child. Pool owners should be obligated to keep their pool safe from young children who could drown. This nuisance doctrine will vary from state to state, but it’s always smart to make sure access to your pool area is secure and safe and take whatever measure possible to prevent not only trespassing but the loss of life that may occur when people trespass.

Personal Liability

Personal liability is when a financial obligation for which an individual is responsible and which may be satisfied out of his or her assets. When it comes to personal liability, premises liability rules will not apply. This is if the lawsuit is based on an injury caused by the defendant’s intentional or negligent behavior while also using the pool. For example, if the defendant playfully pushes the plaintiff in the pool and the plaintiff doesn’t know how to swim, they could sue for negligence or possibly battery.

 

Social Media’s Evidence Role in Personal Injury Cases

Social media has changed the way society functions in everyday life; many individuals feel the need to snap that morning picture of their breakfast on Instagram or follow whatever their favorite celebrity is doing on Twitter, but social media has also changed the game for defense lawyers when it comes to digging for evidence. A large amount of social media users fail to realize that someone else, besides friends and followers, can be viewed all their content to use against them.

It doesn’t matter what you think your privacy settings are set to or how you ‘know’ who your followers are; if you’re in the process of a personal injury claim there is still good ol’ word-of-mouth that can throw all of the work that you’ve done away in moments.  

This doesn’t mean you need to live like a hermit and shut yourself off from the world during a personal injury claim. Just remember that every action you take, whether in the real world or online, can have long-lasting consequences. Anything can be used against you even if it isn’t necessarily wrong. It’s always wise to keep a low profile and be mindful of what you post until your claim is determined.

Try to keep these tips in mind during a personal injury claim process:

  • Make No Statements

    – Do not discuss your personal injury case or the situation in which it happened on any social media platform.

  • Think Twice Before Posting

    – Always think of the possible outcomes that could come from anything you post on your social media.  No matter how unrelated to the case it may be, it can be:

    • Misconstrued – whether or not you believe you are clearly explaining your case, what you say can be easily intentionally misunderstood and presented in a light that is harmful to your case.
    • Taken out of context – similarly to the above-mentioned issue with posting on social media, what you write on social media can be readily taken out of context. With a bit of a trim here and a bit of an edit there, your internet tirade against the party that injured you will rapidly turn against you and harm your case.
    • Used against you – This should go without saying. Everything you say can and will be used against you doesn’t just apply to word of mouth; it includes your social media diatribes.
  • It’s Not Just About You

    – Every case isn’t just about just the plaintiff and the defendant. Everybody in your life and theirs is roped in, including friends, family, neighbors, witnesses/community, your best friends, that one-second cousin who follows you on snapchat that you haven’t seen in years. Anyone can be a part of this case.

What Should You Do If You Slip/Trip and Fall?

You never think it will happen to you, but it very well could. More than 300,000 serious injuries are the result of slip and fall accidents just in the United States alone. Even the death statistics for this incident ranks only second to automobile collisions in overall fatalities.

With a range of common causes from uneven pathways to negligent maintenance, this type of accident can happen to anyone. And then what? If you sustain a serious injury, how will you heal and provide for yourself and your loved ones?

Here are the necessary steps to take when experiencing a slip/trip and fall incident.

 

  • Medical Help 

     If you’ve been a slip, trip, and fall accident, your first priority is to seek medical help. You want a doctor to tend to your injuries and to properly document them. All documented medical records are important pieces of evidence needed if action needs to be taken.

 

  • Report your Accident 

     Wherever the slip, trip, and fall accident happens, you always report it. Whether that be a manager, owner or landlord, you want them to document the details of the incident in writing and ALWAYS acquire a copy before you leave the premises.

 

  • Document EVERYTHING 

    This is the most important step. Collect all the names, addresses, phone numbers and email addresses (even Facebook profiles) from every potential witness at the site of the accident. If you decide to pursue a legal claim, it’s their statements that can prove your claim. With your smartphone, take pictures of the EXACT spot where your fall happened.  Make sure to get all sides and any conditions that contributed to your accident.

 

  • Decline to Give Statements 

     Until you’ve spoken to an attorney, all communication with the property owner, manager or insurance company should be limited. Decline to give any statements unless your attorney says otherwise. Also, you shouldn’t be posting anything about your accident on social media. This is very important.

 

  • Call your Attorney

     The help of an attorney is who you’ll need by your side when pursuing legal action. Slip, trip, and fall cases are very common and therefore can become tedious and sometimes difficult to prove. You want the experience of a successful law firm fighting in your corner and giving you the empowerment you need.

How to make a diminished value claim

 

In the insurance industry, there are three types of diminished value to know about:

  • Immediate diminished value

The resale value of the car immediately prior to an accident and value immediately after the accident, prior to repairs.

  • Inherent diminished

The difference in the value is between the resale value of the car before the accident and after it has been repaired.

  • Repair-related diminished value

Any loss of value resulting from incomplete or faulty repair work.

Once you know which diminished value you’re claiming, you will choose whether you are first party or third party. Keep in mind that every state has its own diminished value claims laws set in place. You can find where your state stands with first or third party laws at https://www.mwl-law.com/wp-content/uploads/2013/03/diminution-of-value-in-all-50-states.pdf.

Once that step is done, you will need an appraisal depending on your car’s situation. Keep in mind that if this is an accident situation, no one’s going to pay you a large sum of money for a car with a tainted history. It’s always wise to document your car’s worth after necessary repairs via Kelly Blue Book. It’s important to request a trade-in value letter from the car dealer that states the lower value is due to previous damage, though the repairs have been made.  

The hardest part of this whole ordeal will be to request the other party’s insurance company to compensate for the diminished value. Sometimes it can turn into a negotiation situation when the insurers refuse to pay your claim, or offer a small compensation that is calculated by an industry formula. If this is the case, then there’s nowhere else to turn but the small claims courts. However, keep in mind that these courts do have jurisdictional limits. When filing a small claims case, visit the court clerk’s office to request what forms you’ll need to submit for a case.

Types of Personal Injury

Different kinds of situations can give rise to personal injury lawsuits. One party’s intentional or negligent act may harm another party. However, not every case where a person has sustained injury will lead to liability. Personal injury law allows an injured individual the opportunity to press charges and get compensation. Here are common types of personal injury cases:

Auto Accident Cases

Auto accidents give rise to the majority of personal injury lawsuits in the United States. 2016 data estimates that almost 40,000 people lost their lives in auto accidents. Usually, these accidents occur because a person does not follow the rules or has not been driving as carefully as they should.

A careless driver may be liable and held financially responsible for injuries that occur during the accident. In some “no faults” states, drivers collect from their insurance companies except in cases where the injury is severe.

Medical Malpractice

If a medical professional or such other health care professional fails to provide reasonably skilled care, a patient may suffer harm. A medical malpractice claim can arise, and the patient may receive compensation. Medical malpractice cases can be complex; it is best if a person hires a lawyer for representation.

Slip and Fall Cases

Property owners have a legal obligation to ensure that their premises are reasonably safe and free of hazards. People who slip or fall and sustain injuries while legally on the property may sue the owner. But not all injuries occurring on the property may lead to liability.

The nature of duty a property owner or landowner has may be different in each situation. The law in the state where the injury happens determines the exact nature of a property owner’s duty. Slip and fall lawsuits are based on premises liability laws.

Animal Bites

Most of the time, the owner of an animal such as a dog that bites and injures another person is financially responsible for such personal injury. The exact laws involved may vary from state to state. Sometimes, strict liability rules will apply even if the animal’s owner argues that their dog has not shown aggression in the past.

Some states have “one bite” rules — the dog owner only becomes liable if they ought to have known their dog was likely to bite. Such a law would apply where the dog has a history of bites.

Defective Products

Dangerous or defective products can harm consumers. A person who buys a product that fails to perform to expectation but causes no harm is not likely to succeed if they sue. Warranty will usually resolve such an issue. The consumer may also have the option to return such a product and get a refund. But a person who has sustained an injury after using a defective product may have a personal injury claim.

Personal injury cases can be complicated. It is advisable that an injured party uses the services of a competent lawyer. Experienced lawyers have dealt with different types of personal injury lawsuits. Such lawyers focus on winning their clients the best possible outcome in their specific situations.