Can I recover more than the insurance policy limit after a car accident

Arizona law allows car accident victims to seek damages sustained in a car accident against the at-fault parties. When you file a claim against the at-fault driver, it’s usually his/her insurance company that settles the claim and pays the compensation according to the limits on the insurance policy. But what happens when the damages and […]

Questions you need to ask your auto insurance policy

Auto insurance is not just a legal formality and requirement. It’s also a very important aspect in protecting your financial stability and health. Before picking an auto insurance company, you need to know what type of insurance is there, what coverage they offer and what will happen to your premium if you get into a […]

Car Insurance Claims – How do they work?

A car accident can change your life in an instant and it can happen without any warning.  As if injuries aren’t enough, but you also might need to navigate the complex and lengthy process of an insurance claim. This can be both stressful and confusing, especially if you know nothing about car insurance claims. But […]

Truck Accident Investigation

A complete and thorough investigation should be conducted shortly after an accident to determine the cause of the accident. Negligence or a defective product may have been the proximate cause of the collision. In any event, you are entitled to seek the truth and have your case heard by a jury or judge. In Arizona, […]

Lyft and Uber Accidents

Ease and convenience have been the main factors that propelled ride-sharing applications Uber and Lyft into what they are today: dominators of ride-hailing, not only in the United States but also worldwide. What kind of insurance do Uber and Lyft drivers have? Since drivers work for long hours a day, safety and insurance policies had […]

Arizona Car Insurance

The state of Arizona requires auto insurance coverage as any other state when you’re directly operating a vehicle within the state. Arizona requires all of its drivers maintain minimum insurance requirements. If you got your insurance, your company would usually notify the Arizona Motor Vehicle Division (MVD), but it is still your responsibility to make your […]

How your Car Insurance Policy is Affected by Tickets and Points

Rating factors are based on your driving record that insurance companies review to decide if they will ensure you and determine your premiums. By reviewing your driving record, a car insurance company can see what type of risk you pose. If you have a clean record, it is less risky and will likely result in […]

Liability Car Insurance Requirements by State

Liability Car Insurance Arizona The state of Arizona has a unique condition regarding the legal requirements. The driver must have financial responsibility for damages that may occur during the accident. One of two forms needed is proof of liability insurance or Certificate of deposit of  $40,000 assigned to the Office of the Arizona State Treasurer. This proof is required […]