Benefits of Hiring a Personal Injury Lawyer

Seeking legal assistance is one of the most important things you think of following an accident. This is because you need to understand what your rights are especially if the accident was not your fault. Although it is possible to make a claim without involving an attorney, it is not wise to do so. Below is a rundown of reasons why it is important to hire a personal injury lawyer.

1. Insurance Companies are Wily

When you are looking for compensation for an accident, insurance companies are not on your side. Their aim is not to help you, but rather to pay as little compensation as possible. Hiring a personal injury lawyer will help seal the loopholes insurance companies may exploit to deny you the compensation. An experienced personal injury attorney will also be in a position to easily identify and uncover the shenanigans associated with insurance companies to ensure that your claim is honored.

2. Minimize Stress

Once you have been involved in an accident, the most important thing for you is a conducive environment to support your healing process. It is not the best time for you to be personally involved a battle with your insurance company. By getting a personal injury lawyer, you can rest assured that you have a person to fight for you. This will reduce your stress and give you ample time to recover from your injuries.

3. Know how Much Compensation you are Entitled

The process of making an insurance claim begins with understanding how much you are entitled to get. Although tools such as personal injury calculators can help you to get a rough estimate of your claim, they might not give you an accurate figure of the value of your settlement. It is imperative to understand that getting a high compensation involves more than just running numbers in a computer program. Indeed, it calls for a proper understanding of the subtleties of your specific case. An attorney will help you analyze your injury in addition to putting figures on your pain and suffering to get an accurate figure of how much compensation you are entitled to.

4. Personal Injury Lawyers are motivated to Win

In most cases, personal injury lawyers work on a contingency basis. This means that you will only have to pay them once your insurance claim has been settled. This is particularly important because you will have a person who has experience working against insurance companies, motivated to fight for you to get the highest possible compensation. In addition, a personal injury lawyer will also be motivated to help you get your settlement quickly because you will only pay him/her once your claim has been settled.

5. An Attorney Can Take Your Case to Trial

In most cases instances, personal injury cases don’t go to trial. That does not mean that yours may not end up in court. In the unlikely event that your personal injury case ends in court, having an attorney will help you ensure that your rights are protected. Even if your court does not end up in court, having a lawyer can go a long in demonstrating to the insurance company that you are ready for such an eventuality, which will motivate it to settle your claim without a lot of opposition.

The Takeaway

Overall, it is apparent that inasmuch as it is possible to pursue a personal injury compensation claim on your own, getting the maximum compensation is not always a walk in the park. The insurance companies will not necessarily be on your side since they aim to pay as little as possible. Getting an experienced personal injury lawyer will go a long way in ensuring that you get the compensation that you deserve.

Car Accidents SettledEven if you have been involved in a car accident that apparently did not result from your fault, you have to understand that when it comes to compensation, your insurer is going to try very hard to get away without paying the full amount you are entitled to. Their plan is to complicate the claim settlement process, get you worn out, and force you to settle for as little as possible. The aim of this article is to equip you with the necessary information with regards to the car accidents claim process, how you could make your claim stronger, and how the claim is eventually settled.

Car Accident Claim Process

When car accidents happen, it is tough times for the parties involved. The accident claim against the insurer for the damages only make the bad situation worse. There are a number of issues that the victims or their loved ones have to deal with. These include litigation, medical expenses, claim adjuster, and repairmen among others. However, a proper understanding of the car accident claim process can reduce significantly the amount of anxiety that comes with such unfamiliar events.

The affected party has to understand several aspects of the claim process to reduce the unease during the hectic process. It is imperative to appreciate the fact that apprehension is almost natural when car accidents occur. If you ask any American motorist how good they are at driving, the answer is most likely going to be “very good.” On the other hand, if you ask them how others drive, you are likely going to net negative answers. All in all, statistics show that about 20% of all motorists in developed countries have been involved in car accidents in the recent years, but in almost all the cases, the drivers are at pain to absolve themselves of any wrongdoing. Thus, it is essential to go thoroughly into the causes and then proceed with maximum caution throughout the car accident claim.

Once the insurer is notified of the occurrence of a car accident, a representative of the insurance company is assigned the task of handling the claim. The first thing the investigator does is to find out if the insurance policy is valid and whether the loss or the damage is covered under the policy. The next step involves grilling of the parties involved and preparing a comprehensive report covering all witness statements. This step is critical because it establishes the party that is responsible for the losses incurred. Once the liability is fixed and it is established that the insurance company is responsible, the claim adjuster will evaluate the

damages on the car (or the damages that the car has caused) and the extent of bodily injuries if any. However, it is important to note that the insurance company is only responsible for the covered losses. Any damages beyond the purview of the accident will not be covered. It is also essential to know that medical information will play an important role in determining the amount that the insurance company will pay in settling a car accident claim.

How to Make your Car Accident Claim Stronger

As noted above, insurance companies will stop at nothing to ensure that the amount they pay you for car accident claims is as little as possible. To make sure that the claim is strong, you have the responsibility to prove that the accident happened due the negligence of another party. Thus, the burden of proof lies squarely on you. It is, therefore, important that you collect as much information about the accident as possible. For instance, you have to get the details of the other party; record their address, their car number, their phone number, their insurance policy number, and even the type, the color and the plate number of their car. Also get the contact information of the eye witnesses. You can also take photographs of the accident scene. In case you are injured, get a medical report from your doctor. In a nutshell, the more facts you have to support your claim, the higher the payoff you are likely to get.

How the Claim is eventually settled

Most insurance companies are using complicated computer programs to calculate what they should pay for a given car accident claim. Their idea is just to legitimize the meager amounts they are willing to pay. It is, therefore, imperative to get the assistance of an attorney who understands car accident claims settlement properly. Remember that if you accept what an insurer is offering, there is no way to reverse the decision. Thus, if you are not satisfied with what your insurer is offering, it advisable that you file a lawsuit, and go to court for a legal determination as to how much what you are entitled.

no ticket issued phoenix car accidentA common question we see here at Schenk Podolsky is, “I was in a car accident, but no ticket was issued?” Not only is this a popular question but it’s also a very common occurrence. Here’s what typically happens. The accident occurs and the officer shows up to the scene. After making sure everyone is okay and checking if there are any witnesses he begins to interview the drivers. Each driver usually has their own story, neither being the same. The officer, the drivers and the insurance companies are all going to be wondering who was at fault. Establishing fault in a car accident is the ultimate factor in deciding who’s insurance is paying for what. While at the scene of the accident, each driver has conflicting stories and there are no witnesses the police officer cannot establish fault to decide who broke what law. Therefore it’s likely to see a car accident with no ticket issued.

When an officer doesn’t witness a car accident or isn’t able to see the position of the cars immediately after the accident they will not assign fault or write anyone a ticket without an independent witness present. The police in Phoenix are very familiar with the traffic on freeways, heavy traveling times and the intersections and streets around the valley. They are a great source for us, as attorneys they can help with additional information, testimonies and police reports. Just because a ticket wasn’t issued, it doesn’t mean no one is at fault. Make sure to collect all the necessary information and take notes after an accident. When no is at fault, this is where it becomes important to contact our firm in Mesa for a free consultation to learn more about your case and what can be done to protect yourself from damages, losses or the financial compensation for injuries. Our firm, Schenk Podolsky Attorneys at Law is committed to providing comprehensive representation for accidents throughout Phoenix, The East Valley and Maricopa County.

Reasons a Ticket Could Be Issued During a Motor Vehicle Accident

As car accident lawyers in Mesa and Phoenix, we’ve seen many different cases throughout the valley where someone has been cited with a ticket. There are some pretty clear reasons for someone to receive a ticket during an accident and others at times are not as clear. Keep some of these in mind to look out for signs that traffic laws were clearly broken, causing the other person to be at fault during the accident. Not only will this protect you and help out when speaking to the officer on the scene, it could also be useful in receiving a settlement from the others insurance company. Here are a few reasons someone might receive a ticket during a car accident:

  • Drunk Driving Car or Driving Under The Influence (pay attention to the other people involved, their behavior, speech and notice if you smell any alcohol)
  • Aggressive Driving or Speeding (take note of where your car was located during the accident and it’s position after impact)
  • Illegal U-Turns (keep an eye out and take pictures of traffic signs, and street signs)
  • Ignored Traffic Signals
  • Driving Without a License
  • Driving Without Insurance

    Police Issuing or Not Issuing Tickets During a Car Accident

    Ultimately there is no requirement for the police officer to issue a citation to anyone during a car accident, unless the law is broken. If the officer didn’t see the accident and no one was in violation of the law, there are no grounds to issue a ticket. Car Accidents happen, that’s why they are called accidents. After receiving statements from witnesses and all of the parties involved, the officer will write up and submit his or her accident report. This is in its simplest form all that is required of the officer.

    Once the police report is finished and the scene has been cleared, it’s time for the parties involved in the car crash to submit their claims to insurance. At this point it’s up to the insurance companies to reach an agreement in or out of court for a proper settlement. The insurance companies are required to provide fair compensation for the damages to property and injuries as a result of the car accident. However, this is not always the case or what the opposing insurance company deems “Fair” isn’t really a substantial settlement to cover medical costs, damages and diminished value on your vehicle.

    Contact A Car Accident Law Firm

    Keep in mind, Insurance companies are always going to look out for their own best interest. We recommend you don’t settle without talking to an attorney. Like us, many law firms throughout Phoenix and the country offer free consultations, case review or second opinions.

    If you have been injured in a car accident in Phoenix, Mesa, Gilbert, Chandler or Queen Creek contact us today to set up an appointment. We look forward to helping you understand the system and the process of dealing with a car accident.

You look at the clock in your car and it reads 7:30am. It’s about that time, but you’re used to this now and that’s why you’ve decided to leave an hour before you are due to the destination. Another day in the life of Phoenix driving. On a daily basis of getting around town most cases you will need to jump onto a freeway, if not connect from freeway to freeway. This can significantly decrease your driving time, and mostly be a positive experience. However, you probably also know the struggle of getting onto the freeway at the right times. With the Phoenix-Mesa metropolitan area offering options for work, school, and housing, you might find it is not uncommon to travel a distance from one to the other.

Phoenix High Traffic Times

   Traffic times can vary depending on which direction you are heading. Safe to say that in the morning you can experience a peak in traffic from 6am-9am and later in the day from 4pm-7pm. For some this can be a time of self reflection and clear head space. You get some time to think, listen to music, or even an audio book while driving. When the time is right, driving is quite the enjoyable task. But, if you get on during traffic times it can be stressful and all too easy to caught up in frustration. A great day can suddenly turn sour when you see the ITS (Intelligent Transportation Signs) and it reads your stop, increased delay. In some cases, if you leave just 5 minutes too early or too late it can have a 20-30 minute impact. If time is not the only factor, lets add how dangerous it can be when people are in a rush, having to switch lanes, and switch on-ramps. You hear babies crying in backseats, many conversations, music, and then the squeal and crunch of a car accident. Now you’re on the I-10 nearing the tunnel, with an accident in the middle of the road, and you know you’re out of luck.

    Now it’s not just about time, and slow speed traffic, but now what occurs will dramatically effect how long you will spend in your car on the freeway. If you have been in an car accident in phoenix before you are familiar that it doesn’t always get taken care of quickly. You take pictures, trade information with the other person and carefully take your vehicles out of the way of other drivers. Getting off of the freeway as a passerby-er will even prove difficult. You can use your blinker on for some time before you can get over, merge lanes, and try re-route. Re-routing is not always an option though and so you stay on the freeway hoping that soon the flow will pick back up and you can be on your way with reasonable speeds. So instead of getting caught in the mix and wanting to pull your hair out, find professionals who are there to help aid in the experience. There are apps you can download to assist in where the traffic delays are happening, and there are websites that narrow down where accidents are, and that can be avoided. Even just sticking to the frontage roads for a few miles when passing a congestion by can be beneficial. If you are choosing between the options of the I-17 and the 51, the 51 is the better option, at pretty much any time.

If you are able to, carpooling is very effective in lessening the amount of cars on the road and has it’s own HOV lane that is under utilized during peak hours of the day. To be a little prepared you can check live traffic online at abc 15 Arizona Luckily over time, and with the fast growing population, more routes with better updated information are becoming available.

If by poor circumstances you become the reason for stopped traffic due to an accident, make sure to give us a call to walk you through the process of ensuring your protected from any damages.