What if the insurance only covers damages after a car accident?
Every person with a motor vehicle is required to get insurance cover. In case you are in an accident, the first person you contact is the insurance company. You can then file a claim for damages. The insurance company will compensate you depending on the extent of the damages. However, you will find that in some cases, it is not the car that gets damaged but you might get hurt in the accident.
When you get to the insurance company, they will claim that they can only cover damages to the vehicle and deny any responsibility for your injuries. Most people do not know what to do when they find themselves in such a situation. If your insurance company refuses to pay for your personal injuries obtained from the accident, you should contact a car accident lawyer. Accidents can change your life, and you might end up facing challenges depending on how severe the accident was.
There are Different Reasons Why You Should Consult a Car Accident Lawyer When Injured
These include the following:
- The attorney will ensure you are not harassed by the insurance company. Insurance companies will always try to find a way of dismissing your claim by making it seem like it is your fault. Insurance companies are legally responsible for paying for any damages incurred during the accident. They will try to avoid this by making you sign a liability release form so they can pay minimum damages.
- Getting the help of a lawyer will give you a higher chance of getting compensated for everything including hospital bills and other forms of personal injury. Some accidents require larger compensation since the losses are also more.
You are supposed to be compensated for any medical bills you incur. If you miss work, you are to get compensated for the loss of income. Hiring a lawyer will ensure you do not have to incur more losses due to the accident. Compensation does not only apply to your insurance provider but the other party’s insurer. If the accident was caused due to their negligence, their insurance provider is required to pay you for the damages. These damages include hospital bills and any loss of income.
The injuries sustained from a car accident can be mild or severe. In severe cases, you will need to be hospitalized, and this requires money that you had not planned for. You might end up with serious injuries and can even become paralyzed leading to loss of income. Without proper guidance, you will end up paying for these things yourself that should not be the case. The insurance company has a legal responsibility to pay for any and all losses that were incurred during the accident. These includes damages to the vehicle and any injuries sustained by the person.
Make Things Easier by Consulting a Personal Injury Attorney
The entire accident can be a stressful moment and will drain your physical and mental energy. Without getting help, you will have to handle these things alone that should not happen. A good lawyer will understand your situation and prevent the insurance company from exploiting you. Even when you are getting paid for the damages to your car, you deserve to be paid for any personal injuries sustained from the accident.
Accidents can happen at any time. The results can disrupt your life for a while or change it permanently. Everyone is entitled to get paid for the damages incurred during the accident. The damages are not only to the vehicle but personal injuries as well. To ensure you get compensated, you should hire the services of a good attorney who will defend your rights and ensure you get what you rightfully deserve.